Decreasing installments in home financing is based on applying different monthly profit rate for every year during financing. Monthly profit rate is same for each twelve months. Next years’ monthly profit rate will be less than that of previous years’. At the begining of home financing, the monthly profit rates are already determined.

1. Who can benefit from Decreasing installment financing?

Those who want to buy house, land, store etc.

2. What are the monthly profit rates to be apply?

For each 12 months installments, monthly profit rates shown above are applied.

Average decreasing installement rate of 5 years (60 months) in home financing is %2.00 shown on home page.

3. Can you finance for mid-term as 4 or 3 year?

Yes, you can. In this case, the monthly profit rate that is shown on above table will be applied. For example, if you prefer four year home financing, then monthly profit rates on above table will be applied.

• 1.60%
• 1.55%
• 1.50%
• 1.45%

If you prefer seven year home financing, then monthly profit rates on above table will be applied.

• 1.75%
• 1.70%
• 1.65%
• 1.55%
• 1.55%
• 1.50%
• 1.50%

4. Decreasing Installement Home Financing is subject to Mortgage Law?

Only home financing is subject to Mortgage Law; land or store or office financing is not subject to Mortage Law.

5. Are there any restriction on this system?

In houses, the system is being applied the shortest 2 the longest is 10 years of house projects. It can be the shortest 2 the longest 5 years used for land and office or store financing.

6. Is decreasing installement home financing indexed on foreign exchange?

No, decreasing installement home financing is for only TL projects.

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